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Archive for May, 2014

Steps to make your offer more desirable than other bids

Better offerIn a seller’s market, there are often multiple offers on a property. This can be a stressful and frustrating time for perspective buyers, and they should rely on their professional real estate agent to guide them through the process. The sellers evaluate the offers and decide which to accept.

Here are some tips to put your offer above the competition.
Money talks – A cash offer is a serious contender with any property.
Pre-approved guarantee – Let the sellers know you are qualified by submitting your loan pre-approval letter from the lender. A pre-approval letter from the lender confirms your employment, source of your down payment, and other aspects of your financial circumstances. Although obtaining the approval is more involved than a pre-qualification letter, it carries more weight. A strictly cash offer is a serious contender with any property.
Don’t underestimate the power of a down payment – Increase your down payment, it tells the seller you are a serious buyer. Obviously, the highest offer appeals the most to sellers. If the price is uncharacteristically low to encourage multiple offers, have your agent evaluate the comps in the area to decide on a reasonable offer.
Play nice – Find out what the sellers want and be flexible. Cater to their desired closing date or waive minimal repairs. Offer to pay closing costs and don’t ask for personal items in the home.

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Backyard and Pool checklist to keep kids safe

Backyard Pool

According to the Centers for Disease Control and Prevention, drowning is the second leading cause of accidental injury-related death among children ages 1 to 14 and the leading cause of accidental injury-related death among children ages 1 to 4. Take these important steps to make your backyard pool safer to prevent an accident.

1. Install a fence with a safety lock around your pool.
2. Use door, gate, and pool alarms to alert you if someone enters the pool area.
3. Teach your children to swim or enroll them in a swim program.
4. Invest in an automatic, power safety cover. This is an impenetrable cover that is operated by a key or controlled electronic monitor will completely cover the pool.
5. Equip your pool with a retrofit anti-entrapment safety drain cover.
6. Invest in self-closing/self-latching devices for doors and latching devices for windows that lead to the pool area. This keeps all doors and windows leading to the pool or spa area securely closed.
7. Establish pool rules, such as no running or diving and enforce them.
8. Always have an alert adult supervise swimming.
9. Supply coast guard approved life jackets for kids to wear.
10. Learn CPR.

Categories: Finance
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